1. Internet-based crowd funding works sort of like a bake sale. You pay a little bit more than that cupcake’s market value, and when your friends ask where you got it, you tell them the gym needs a new roof and the 11th grade is raising money to fix it. Album sales are less than half what they were 10 years ago. Your local musician needs a new roof.

    — Frannie Kelley looks at how musicians can make money from crowd funding